2025 two-bedroom housing wage

The annual income rent demands, state by state

A modest two-bedroom home requires six-figure earnings in California and Hawaii. The highest thresholds cluster along the coasts and Northeast—even though this benchmark assumes housing consumes a full 30% of gross income.

Two above $100KCalifornia requires $103,200; Hawaii follows at $102,300.

15 jurisdictionsFourteen states plus D.C. require annual earnings of at least $70,000.

$39,400 floorEven the lowest statewide thresholds—West Virginia and South Dakota—approach $40,000.

Affordability assumes a full-time worker spends no more than 30% of gross income on HUD Fair Market Rent plus utilities for a modest two-bedroom home. Values show required income, not typical earnings or advertised rent. Source: Voronoi, based on NLIHC Out of Reach 2025. Download data.